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Likely Loans

Who were Likely Loans?

Established in 2014, Likely Loans were a direct lender offering unsecured personal loans between £500 and £5,000.

Likely Loans was a trading style of Oakbrook Finance. You can find Oakbrook Finance on the Financial Conduct Authority (FCA) register here.

What happened to Likely Loans?

Likely Loans were rebranded as Finio Loans in September 2022, and are no longer accepting applications.

Finio Loans are on the FCA register as a trading style of Oakbrook Finance Limited, and are rated excellent on Trustpilot as of May 2024.

You can find out more about Finio Loans here.

Can I still get a loan with Likely Loans?

As they have rebranded, you cannot apply to borrow through Likely Loans, although you can make an application with Finio Loans instead.

Finio offer loans between £1,000 and £5,000 with repayment terms from 12 months to 3 years.

Applying directly with a lender is one option to consider when you’re looking for a loan, although you may wish to use a credit broker like Little Loans instead. We work with a large panel of responsible lenders – including Finio - who offer personal, short-term loans from £100 to £10,000 which, depending on how much you borrow, can be repaid between 3 and 60 months.

Do Little Loans work with Likely Loans?

While they were trading, Likely Loans were on the Little Loans panel of lenders, and we’re now proud to work with Finio Loans.

What happens to existing Likely Loans customers?

The Finio Loans website states that any customers with an existing loan taken out through Likely Loans will not be affected by the rebrand – they’re just unable to offer Likely Loans to new customers.

Your terms and conditions will remain the same, and you should continue to make your repayments as normal.

Can I still access my Likely Loans account?

Yes, you can. Here’s the link to login to either your Oakbrook, Finio or Likely Loans account.

I’m a Likely Loans customer and need to speak with them, what can I do?

Finio advise that Likely Loans customers are welcome to contact them on 0208 080 6457 between 8am and 6pm Monday to Friday, and 9am until 1pm on Saturdays. The lines are closed on Sundays and Bank Holidays. As this number is also linked with Oakbrook Loans and Finio Loans, you may need to specify that you’re a Likely Loans customer so that your call can be directed to the correct department.

This page also gives details on how you can access support through Live Chat and email.

Check out our 4.8 star rating on Feefo

See more feefo reviews

Straight forward

“Easy pleasant service, quick decision and easy account management.”

Laurissa Marsden

Great experience

“Quick, efficent and super helpful. The whole process and painless! Would recommend”

Clare Bennett

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender

Some useful links

†By proceeding with the Free 10-day trial promotional period, you hereby consent to enrol as a member and grant continuous payment authority, authorising the automatic collection of repayments. Membership fees are due in advance and will be automatically debited at the conclusion of the trial period or upon renewal.

*Once approved, your cash could be sent within minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

_‡This is the number of people who have applied on Little Loans between October 2013 and July 2023 and were matched to a credit product.

Digitonomy Limited trading as Little Loans is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders, brokers and alternative consumer credit providers for the purposes of entering into short-term unsecured loan agreements.

Little Loans does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

Little Loans will provide every effort to find you a loan. If we are not able to do this, we may transfer you directly to alternative firms and services which may incur a monthly fee, such as credit building tools, if you choose to use them.

Little Loans is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office; Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309)