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We
DON’T
charge
any fees

Little Loans do not charge any fees. We will never ask you to send us payment of any kind

Calculate your loan repayments below

How much would you like to borrow?

Over how long?

Interest rate

What's an APR interest rate?

Your Calculation

Borrowing

£

Over

months

Monthly Repayment

£

Total Repayment

Total Interest Charge

Interest Rate

APR

This calculation is an illustration of a potential loan offer and may not be reflective of what loan Little Loans can help you find. Continue with a personalised quote to see if Little Loans can find you a loan.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

Our personal loan calculator is for illustrative purposes only. It is to give you an approximate idea how much a loan could cost you. It is not intended to give any indication or guarantee of acceptance. Any application you may then choose to make will be subject to a full ( or 'hard') credit check and any other checks by the lenders on our panel based on your current financial situation and your credit history. This information enables a lender to decide whether they are able to approve your application and what interest rate will be charged.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

Digitonomy Limited (trading as Little Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

We've been awarded the Platinum Trusted Service Award 2024

We've been working hard to gather customer feedback throughout 2023 and we're happy to announce we've now been awarded the Platinum Trusted Service Award from Feefo.

Reasons to use
Little Loans

Take a look at some of the things that make us different to other services

  • Borrow between £100 - £1,000
  • Fill in one simple online form
  • We compare loans for you instantly
  • Same day cash loans*
  • No hidden costs or fees
  • Apply 24 hours a day
  • All Credit Types Welcome to Apply
  • Secure UK site
Confidential
& secure
Over 2.5 million people helped
Loans can be sent quickly if approved*
No-obligation
quote

Check your eligibility for free with no impact to your credit rating

Find out your likelihood of being accepted before you apply

Complete our quick Eligibility Checker form and you can see your chances of being accepted for your selected loan amount and best of all there’s no impact to your credit rating!

This is completely free and no obligation – you decide whether to continue with a full loan quote.

Check my eligibility
  • No credit footprint
  • Same-day cash loans*
  • Secure UK site
  • Check your eligibility in under 60 seconds

Your personal loan calculator

Calculate how much a loan could cost you per month or see how much you could afford to borrow based on your income.

Calculate monthly repayments
What can I afford?
I would like to borrow
£100 £10,000

Get a decision online up to £10,000 today

We’re here to help you find the right loan.

Our service is here to make your life easier. If you’ve had an emergency, and are in need of some cash to get you through, we’re here to help. Apply online and we can see your instant quote. See whether you could be accepted by one of our lenders for £100 to £10,000 loans, between 3 and 60 months. You could even get your loan on the same day*.

We compare the top direct lenders in the UK so you have the best chance of being accepted for a loan to suit your individual circumstances through us. We aim to be as flexible as possible, if you have been declined elsewhere, we may still be able to help. We also offer a free eligibility checker so you can quote with confidence.

Our quick loan form is designed to be as easy as possible to fill out with an average decision time of just 60 seconds.

Frequently Asked Questions

Little Loans is a UK-based credit broker, authorised and regulated by the Financial Conduct Authority.

Little Loans search our panel of lenders, credit brokers and credit monitoring services to find the best loan for your individual circumstances. If you are accepted by one of our partners, you will be redirected to their website to complete your application.

No, Little Loans do not charge any fees. Our service is free. We will never ask you to send us any money, vouchers codes, or payment of any kind.

Little Loans can search for loans between £100 - £10,000. You should always think very carefully before applying for credit and you should never borrow more than you need or can afford to repay.

A ‘soft’ search is a way for lenders and brokers to check your creditworthiness without leaving a ‘footprint’ on your credit report. A ‘soft’ search can give you an idea of your chances of being approved for a loan or credit card. It does not affect your credit score. It is only visible on your credit report to you and cannot be seen by other lenders.

The Representative APR is the annual percentage rate that 51% of customers have been offered for the financial product that is being advertised. It gives you an idea of the overall cost of the loan including interest and any additional fees. Representative APR is often used to compare different credit products and their costs. The rate you will be offered depends on your lender and other factors, such as your credit score.

Once accepted, most loans are sent to your account on the same day. However, the time it takes to show in your account varies. It will depend on a variety of factors including the time of day that you make your application, and whether your bank accepts Faster Payments (some lenders may include an extra charge for this service).

What we're about at
Little Loans

We're a well-established, reliable credit broker based in the
wonderful city of Chester.

We specialise in finding short-term, flexible loans to suit your needs. We're here to help you find the financial help you need, when you need it most.

Whether it's £100 loan or a £1,000 loan you are looking for, we've written a number of guides to help you make a more informed decision.

What can we help you with?

If your query is regarding an existing loan,
please contact your lender directly.