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About Us

Psst, over here!

Hey there! We’re Little Loans, and we’re proud to be making BIG waves.

We’re guessing you’ve dropped by because you’re after a few money-saving tips, or you’re thinking about taking out a loan. Maybe you might just really like robots, which is also cool - absolutely no judgment from us.

Before we talk money, shall we get to know each other? Come a little closer – we don’t byte!

All Good Things Come in Little Packages

Spoiler alert: Little Loans isn’t actually run by robots! (Don’t tell the little guys that, though – they like to think they’re in charge.)

Little Loans is a trading style of Digitonomy Limited, a financial technology company specialising in finding short-term loans for customers who may have struggled to get credit in the past.

We’ve been around for quite some time now, and we LOVE what we do. Digitonomy Limited was established in 2013 and, between us, we have over 120 years’ worth of combined experience in financial services.

We understand that everyone is different, and everyone has a different credit history; with that in mind, we want to provide a responsible and inclusive financial environment for everyone. Our aim is to help you find a suitable product, while using our blog and resource centre to promote financial confidence, boost your budgeting skills, and help you take control of your money.

We like to think that we’re a little bit more than a credit broker…

Little by Little: How We’re Making an Impact

So, how do we do things here at the Little Loans HQ?

Well, we invite anyone – regardless of their credit score – to check their eligibility for a loan.

Our online application should take no more than five minutes to fill in. Based on the information provided, we’ll then set the “robots” to work running the ‘soft search’ eligibility check.

Want to know the really great news? The soft search won’t affect your credit score – hurray!

We will scour our panel of lenders to find a suitable loan. This process can take around a minute.

If we manage to make a match, we will redirect you to the lender, who will take it from there. Please remember that being pre-approved does not guarantee acceptance, and you will still need to successfully complete additional checks by the lender.

Once in the capable hands of the lender, they will run a full credit search (sometimes known as a ‘hard search’). They may require some further information from you as part of their application process; this may include ID or recent payslips.

If you are approved for a loan by the lender, the money could be sent to your bank the same day. It’s worth noting that your bank’s policies and procedures will determine exactly when the money will show in your account.

Sometimes, it might not be possible for us to match you to a suitable loan.

If this is the case, we may recommend or transfer you to an alternative product or service you might be interested in which, of course, you are not obliged to use if it doesn’t feel right for you. Please note that some of these alternative services may incur fees. We might send you some tips on how to increase your credit rating and improve your chances of being approved for financial products in the future; or we may simply refer you to our blog and resource centre, which includes loads of handy hints on how to save money.

Why Choose Little Loans?

We’re inclusive. We welcome all credit scores to check their eligibility.
We work with a panel of trusted lenders, financial service providers, and other credit brokers - some of whom specialise in less-than-perfect credit ratings.
Our online application shouldn’t take longer than five minutes to complete.
Cool robot mascots. Need we say more?

The ‘Little’ Details -

Little Loans is a registered trading style of Digitonomy Limited.
We’re a fully authorised and regulated credit broker – not a lender.
We’re licensed by the Information Commissioner’s Office (ICO). Our company registration number is ZA007309.
We only work with credit providers who are regulated and authorised by the Financial Conduct Authority (FCA).

Robots on Tour! In The News…

Check out our 4.8 star rating on Feefo

See more feefo reviews

Straight forward

“Easy pleasant service, quick decision and easy account management.”

Laurissa Marsden

Great experience

“Quick, efficent and super helpful. The whole process and painless! Would recommend”

Clare Bennett

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender

Some useful links

†By proceeding with the Free 10-day trial promotional period, you hereby consent to enrol as a member and grant continuous payment authority, authorising the automatic collection of repayments. Membership fees are due in advance and will be automatically debited at the conclusion of the trial period or upon renewal.

*Once approved, your cash could be sent within minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

_‡This is the number of people who have applied on Little Loans between July 2021 and July 2023 and were matched to a credit product.

Digitonomy Limited trading as Little Loans is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders, brokers and alternative consumer credit providers for the purposes of entering into short-term unsecured loan agreements.

Little Loans does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

Little Loans will provide every effort to find you a loan. If we are not able to do this, we may transfer you directly to alternative firms and services which may incur a monthly fee, such as credit building tools, if you choose to use them.

Little Loans is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office; Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309)