It’s sometimes easy to fall behind on your bills, particularly as the price of everything seems to go up all the time. Even worse is when you find yourself with an unexpected bill that must be paid straight away through no fault of your own. Sometimes, we don’t have the luxury of relying on friends and family or waiting until payday to cover emergency financial situations.
We know it can be inconvenient and time-consuming applying for a short-term cash loan from a high street lender. This is a why an instant cash loan from an online broker like Little Loans may be a viable and affordable solution if you do need cash quickly.
Little Loans works with a panel of experienced and reputable Financial Conduct Authority (FCA)-authorised and regulated lenders. Through our easy-to-use online form, our lending partners may be able to provide borrowers like you with a competitive and affordable short-term, same day cash loan based on your current financial situation.
We all lead busy lives and when you apply for a loan, you want access to the cash you need straight away. That’s why we’ve spent a lot of time working on our quick and user-friendly online application process to make things as simple as possible for borrowers.
At Little Loans, our panel of reputable lenders issue thousands of same day cash loans to borrowers throughout the UK. Using your smartphone, tablet or computer, you’re able to easily apply for a fast and affordable loan from £100 to £5,000 and receive an approval decision within minutes.
Little Loans’ is here when you want to apply for a short-term, same day cash loan without any hassle and when you can comfortably afford the repayments.
The credit scoring system is used by financial lenders to decide who to lend to. If you have a poor credit score, certain lenders are likely to be less inclined to offer you a loan as you’re deemed a higher risk in being able to repay the loan. There is no universal rating system among lenders, however, and each one uses a different combination of credit scoring criteria to determine your eligibility for a loan.
With Little Loans’ panel of lenders, your eligibility for a loan is not judged solely on your credit score (although that is still important). Our lending partners also look at a number of other factors when making a decision on whether or not to approve your loan application, including:
At Little Loans, our streamlined system is designed to ensure that we only approach lenders most likely to approve your cash loan request. Our aim is to find you a trustworthy lender able to offer you a competitive and fast short-term loan with affordable repayment terms.
So, even if you have a poor credit history, we may be able to help you find a lender willing to accept your short-term cash loan application.
If you require cash at short notice, there are many benefits of applying for a loan using Little Loans. As we’re a 100% online financial broker, you won’t be required to submit any physical paperwork to us – saving you a lot of time and speeding up the time it takes for you to find out whether you’ve been approved. What’s more, we don’t charge any fees.
Our quick and easy application process takes just a few minutes. All that’s required is for you to complete a short form on our website which will then be passed onto our lending partners – once you’re matched with a lender and you’ve filled in a few extra details, they’ll then give you an instant decision on your application.
And, if your loan is approved, the funds may land in your account within minutes* (subject to approval).
Our lending partners are able to offer loans from £100 to £5,000 (repayable over 3-36 months). In order for you to be able to make your repayments on time and to prevent you from getting into financial hardship, we recommend only applying for the amount of money you need to cover your unexpected expense.
We know that time is a luxury and that if you’re applying for a short-term, same day loan, you want the cash in your account ASAP. Even if you’re applying for a bad credit loan, we may be able to help you get cash in your account within minutes*.
The lenders we choose to approach on your behalf initially will use the information supplied by you to run a soft credit check which is used to judge your suitability for the loan you’re applying for. After we’ve heard back from the lenders on our panel, we will then redirect you to the website of one of our lenders who is most likely to approve your application.
Once you’ve filled the application form on the chosen lender’s website – such as employment and residency status, they will carry out a full credit check on you and, within a few seconds, provide you with a firm decision on whether or not you’ve been approved for a loan.
If everything looks good and you’re happy to proceed, read their terms and conditions carefully and then simply click the proceed button and sit back. In a matter of minutes*, your cash could be sent to your bank account.
In the UK, there are six established debt charities who offer free advice, support, and guidance to borrowers who may be concerned about their current financial situation. Please follow the following links for more information: StepChange, PayPlan, National Debtline, the Debt Advice Foundation, the Money Advice Service, and Citizens Advice.
To apply for a same day cash loan with Little Loans, click here to fill in our easy application form. It shouldn’t take you longer than a couple of minutes to complete.
Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. We’re a fully regulated and authorised credit broker and not a lender