Did you know...
You can check your chances of getting a loan before you apply?
Only takes 60 seconds
Little Loans will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.
Representative example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.
We’re a fully regulated and authorised credit broker and not a lender.
Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools which could incur a monthly fee if you choose to use them. There are no fees for our service.
Take a look at some of the things that make us different to other services
Find out if you can get the loan before you apply!
You tell us about you, and we tell you your chances of being accepted for your chosen loan - without any impact on your credit rating!
This is completely free and is a 100% no obligation rating - it is up to you if you’d like to proceed to application.
Will I be accepted for this loan?
Calculate how much a loan could cost you per month or see how much you could afford to borrow based on your income.
Our personal loan calculator is for illustrative purposes to give you an approximate idea how much a loan could cost you. It is not intended to give any indication or guarantee of acceptance. Any application you may then choose to make will be subject to credit and other checks by the lenders on our panel based on your current financial situation and your credit history. This information enables a lender to decide whether they are able to approve your application and what interest rate will be charged.
Our service is here to make your life easier – if you’ve had an emergency and are in need of some cash to get you through – we’re here to help. Apply online and we can give you an instant decision so you can see whether you could be accepted for £100 to £10,000 loans (between 3 and 60 months). You could even get your loan on the same day*.
We compare the top direct lenders in the UK so you have the best chance of getting the cheapest loan rate through us. We always endeavour to be as flexible as possible, so we offer a loan for everyone- if you have been declined elsewhere, we still may be able to help. We also offer a free no hard credit footprint eligibility checker so you can check with confidence.
Our small loan form is designed to be as easy as possible to fill out with an average result time of just 75 seconds.
You can apply for a loan if you live in the UK, are over 18 and have a bank account with a debit card that receives regular income..
Regardless of credit history, we can all find ourselves in need of extra cash. We don’t believe that your credit score alone should prevent you from borrowing money. Many of our lenders offer UK loans for people with bad credit. Although, dependent on your history and outstanding credit, you may find there are more restrictions on the amount you can borrow or the length of term available. If we can’t get you exactly what you asked for, our QuoteBoost technology is also able to check whether a more manageable loan is available for you - with a better chance of acceptance.
Little Loans is a credit broker that can help you to borrow money online. Simply decide how much you want to apply for and fill in the short online form. We’ll search the best deals available and match you with a lender from our panel of loan providers. If approved, a loan agreement will usually be sent to you online. In some cases, your lender may need some verification of details such as employer or salary, but these can usually be sent online. If you agree to the lender's offer, the money will be transferred to your account, often on the same day*. Once you get paid, you repay the loan and interest. If you are not successful in finding a loan, we may transfer you directly to alternative firms and services, such as credit builder tools which could incur a monthly fee if you choose to use them. There are no fees for our service.
Little Loans only work with trusted loan providers. Our panel includes well-known lenders such as Drafty, Loans2Go, QuidMarket and Creditspring. We also have been awarded a Platinum Trusted Service Award from Feefo in 2022, because of the excellent service we continue to deliver to people just like you!
You may have heard of payday loan providers such as Wonga and Cashfloat. Payday loans can help with unexpected expenses between paydays. Small amounts are usually borrowed to be repaid at the end of the following month with extremely high interest rates. Little Loans can help customers find a short term loan, which are often seen as payday loan alternatives with loan terms starting at 3 months.
How much money can I borrow? Little Loans searches for loans between £100 to £10,000 over a variety of terms. So, whether it’s a small loan for an unexpected emergency expense or you need to borrow money for a car or bathroom refurbishment, we can help you find the right loan.
We get it. Sometimes you need to borrow money urgently. Whilst it might vary slightly between lenders, most offer same day loans - meaning you can get your cash fast once approved.
Once approved, your money could be sent to your bank account within minutes. Exactly how long it takes for the loan to arrive will depend on your loan provider, whether your bank accepts fast payments and sometimes the loan amount.
If you receive benefit payments, you can still apply for a loan. However, you may find it more difficult to be accepted as only a small number of lenders will consider applicants that receive benefits. These lenders may consider this as regular income dependent on the type of benefits you receive. For example, Universal Credit is more likely to be accepted as a source of income compared to Job Seeker’s Allowance. To apply for a loan on benefits, you will need to provide details about the amount you receive and the date it is paid, as well as the standard information about your expenses and personal details. A small number of the lenders on our panel will accept applicants that receive benefits, so we will only show your application to these lenders.
We're a well established, reliable credit broker based in the
wonderful city of Chester.
We specialise in finding short term, flexible loans to suit your needs. We’re here to help you get the best deal, it’s as simple as that.
Whether it's £100 loan or a £10,000 loan you are looking for - we've written a number of guides to help you make a more informed decision.
What can we help you with?