Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Representative example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.

We’re a fully regulated and authorised credit broker and not a lender.

Rates between 8.8% APR and Maximum 1698.1% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 40 lenders to get you the lowest APR possible for you. Loan term lengths from 3 to 36 months.

*Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your lender or bank’s policies and procedures.

There are no fees for our service.

Small loans could be
sent within 15 minutes*

We find over 3000

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Independent Customer Feedback

Good service and money was in the bank within 20 minutes of completing my application.

Daniel Burns

Little Loans Explained in 30 seconds

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Get an instant loan decision online up to £5,000 today*

Our online loans are here to make your life easier – if you’ve had an emergency and are in need of some cash to get you through – we’re here to help. Apply online and we can give you an instant loan decision so you can see whether you’d be accepted for £100 to £5,000 loans (between 3 and 36 months). You could even get your loan on the same day*.

We compare the top direct lenders in the UK so you have the best chance of getting the cheapest loan rate through us. We always endeavour to be as flexible as possible, so we offer a loan for everyone- if you have been declined elsewhere, we still may be able to help. We also offer a free no hard credit footprint eligibility checker so you can apply with confidence.

Our small loan form is designed to be as easy as possible to fill out with an average result time of just 39 seconds.

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You tell us about you, and we tell you your chances of being accepted for your chosen loan - without any impact on your credit footprint! This is completely free and is a 100% no obligation rating - it is up to you if you’d like to proceed to application.

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Important Information

Implications of Non Payment

If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Please read the charges section of the lenders website before finalising your loan.

Collection Practices

Most lenders will contact you by phone, letter and/or email in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges.


If you wish to renew your loan, you should contact your lender in advance of your repayment date. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.

About Little Loans

We’re an established, reliable loan broker based in Chester who specialise in finding small, flexible loans to suit you.

We’re here to get you the best deal, it’s as simple
as that.

UK Postal Address:

Steam Mill Business Centre,
Steam Mill Street,
Chester, Cheshire, CH3 5AN.