Regardless of credit history, we can all find ourselves in need of extra cash. We don’t believe that your credit score alone should prevent you from borrowing money. Many of our lenders offer UK loans for people with bad credit. Although, dependent on your history and outstanding credit, you may find there are more restrictions on the amount you can borrow or the length of term available. If we can’t get you exactly what you asked for, our QuoteBoost technology is also able to check whether a more manageable loan is available for you - with a better chance of acceptance.

Little Loans is a credit broker that can help you to borrow money online. Simply decide how much you want to apply for and fill in the short online form. We’ll search the best deals available and match you with a lender from our panel of loan providers. If approved, a loan agreement will usually be sent to you online. In some cases, your lender may need some verification of details such as employer or salary, but these can usually be sent online. If you agree to the lender's offer, the money will be transferred to your account, often on the same day*. Once you get paid, you repay the loan and interest. If you are not successful in finding a loan, we may transfer you directly to alternative firms and services, such as credit builder tools which could incur a monthly fee if you choose to use them. There are no fees for our service.

Little Loans only work with trusted loan providers. Our panel includes well-known lenders such as Drafty, Loans2Go, QuidMarket and Creditspring. We also have been awarded a Platinum Trusted Service Award from Feefo in 2022, because of the excellent service we continue to deliver to people just like you!

You may have heard of payday loan providers such as Wonga and Cashfloat. Payday loans can help with unexpected expenses between paydays. Small amounts are usually borrowed to be repaid at the end of the following month with extremely high interest rates. Little Loans can help customers find a short term loan, which are often seen as payday loan alternatives with loan terms starting at 3 months.

How much money can I borrow? Little Loans searches for loans between £100 to £10,000 over a variety of terms. So, whether it’s a small loan for an unexpected emergency expense or you need to borrow money for a car or bathroom refurbishment, we can help you find the right loan.

We get it. Sometimes you need to borrow money urgently. Whilst it might vary slightly between lenders, most offer same day loans - meaning you can get your cash fast once approved.

Once approved, your money could be sent to your bank account within minutes. Exactly how long it takes for the loan to arrive will depend on your loan provider, whether your bank accepts fast payments and sometimes the loan amount.

If you receive benefit payments, you can still apply for a loan. However, you may find it more difficult to be accepted as only a small number of lenders will consider applicants that receive benefits. These lenders may consider this as regular income dependent on the type of benefits you receive. For example, Universal Credit is more likely to be accepted as a source of income compared to Job Seeker’s Allowance. To apply for a loan on benefits, you will need to provide details about the amount you receive and the date it is paid, as well as the standard information about your expenses and personal details. A small number of the lenders on our panel will accept applicants that receive benefits, so we will only show your application to these lenders.