Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Better deals than wonga, guaranteed

Borrow more

Lower APR

Borrow for longer

How much can I borrow?

Standard

APR

Maximum

loan duration

Top-up

your loan?

Repay in

installments

Up to £2500

278%

18 months

YES

YES

wonga

Up to £400

5853%

42 days

NO

NO

Better deals than Credit Builder Cards, guaranteed

Borrow more

Instant decision

Free to withdraw cash

How much can I borrow?

Cash within 15

minutes?

Decision

time

Fixed repayment

amount?

Free to

withdraw cash?

£100 £2000

YES

Instant

YES

YES

Credit Builder Cards

£250 - £1500

NO

Up to 7 days

NO

NO

Representative

278%

APR

Small loans between £100 and £2,500

How much would you like to borrow?
For how long?

3

months

6

months

9

months

12

months

18

months

No paperwork
Easy to apply
Secure
UK site

100% NO obligation on small loans

Instant online personalised quote

Accept the quote in 1 click and get your cash!

Want to make sure
you're eligible for this loan?

Representative example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% pa (fixed). 278% APR Representative.

We’re a fully regulated and authorised credit broker and not a lender.

Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 40 lenders to get you the lowest APR possible for you. Loan term lengths from 3 to 18 months.

Small loans

within 15 minutes*

We find over 3000

people a loan every day

Confidential & secure -

256bit protection

100% no

obligation quote

Independent Customer Feedback

Good service and money was in the bank within 20 minutes of completing my application.

Daniel Burns

Small Loans Explained in 30 seconds

Our 30 second video is here to help explain what we’re all about

Get an instant loan decision online up to £2,500 today*

Our online loans are here to make your life easier – if you’ve had an emergency and are in need of some cash to get you through – we’re here to help. Apply online and we can give you an instant loan decision so you can see whether you’d be accepted for £100 to £2,500 loans (between 3 and 36 months). You could even get your loan on the same day*.

We compare the top direct lenders in the UK so you have the best chance of getting the cheapest loan rate through us. We always endeavour to be as flexible as possible, so we offer a loan for everyone- if you have been declined elsewhere, we still may be able to help. We also offer a free no hard credit footprint eligibility checker so you can apply with confidence.

Our small loan form is designed to be as easy as possible to fill out with an average result time of just 39 seconds.

Borrow between
£100 - £2,500

We compare loans
for you instantly

No hidden costs,
or fees

No paperwork,
whatsoever!

Fill in one simple
online form

Same day
cash loans*

Compare loans
24/7

Your information
is secure

Free No Credit Footprint
Loan Confidence Rating

Find out if you can get the loan before you apply!

You tell us about you, and we tell you your chances of being accepted for your chosen loan - without any impact on your credit footprint! This is completely free and is a 100% no obligation rating - it is up to you if you’d like to proceed to application.

No credit footprint

No paperwork

100% secure

Free Loan confidence
rating in under 60 seconds

Get your rating in 60 seconds and you decide whether or not to
proceed to application

Important Information

Implications of Non Payment

If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Please read the charges section of the lenders website before finalising your loan.

Collection Practices

Most lenders will contact you by phone, letter and/or email in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges.

Rollovers

If you wish to renew your loan, you should contact your lender in advance of your repayment date. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.

How much will repayments be?

We offer a wide range of options from £100 up to £2,500 loans of which repayments are calculated against the length of time you are looking to borrow.

Common loan amounts and terms
£500 loan over 6 months
£500 loan over 12 months
£500 loan over 18 months
£1,000 loan over 6 months
£1,000 loan over 12 months
£2,000 loan over 12 months
£2,000 loan over 18 months

Most common loan amounts

The table to the right shows common loan amounts and terms our customers have searched for. Customers can borrow loans of £100 up to £2,500 using Little Loans.

Small loans: Can I get one?

Looking for a quick loan for an emergency or need cash to see you through - read our quick loan guide.

Or if you're worried about your credit rating we've written a guide on short term loans for bad credit.

About Little Loans

We’re an established, reliable loan broker based in Chester who specialise in finding small, flexible loans to suit you.

We’re here to get you the best deal, it’s as simple
as that.

UK Postal Address:

5B Steam Mill Business Centre,
Steam Mill Street,
Chester, Cheshire, CH3 5AN.