Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Better deals than wonga, guaranteed
Borrow more
Lower APR
Borrow for longer
How much can I borrow? |
Standard APR |
Maximum loan duration |
Top-up your loan? |
Repay in installments |
|
 |
 Up to £5000 |
68.7% |
18 months |
YES 
|
YES
|
wonga |
Up to £400 |
5853% | 42 days |
NO
|
NO 
|
Better deals than Credit Builder Cards, guaranteed
Borrow more
Instant decision
Free to withdraw cash
How much can I borrow? |
Cash within 15 minutes? |
Decision time |
Fixed repayment amount? |
Free to withdraw cash? |
|
|
£100 £2000 |
YES
|
Instant |
YES
|
YES
|
Credit Builder Cards |
£250 - £1500 |
NO
|
Up to 7 days |
NO
|
NO
|
Representative
49.9%
APR
100% NO obligation on small loans
Instant online personalised quote
Accept the quote in 1 click and get your cash!
Want to make sure
you're eligible for this loan?
Representative example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.
We’re a fully regulated and authorised credit broker and not a lender.
Rates between 8.8% APR and Maximum 1698.1% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 40 lenders to get you the lowest APR possible for you. Loan term lengths from 3 to 36 months.
*Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
There are no fees for our service.
Independent Customer Feedback
“ Good service and money was in the bank within 20 minutes of completing my application. ”
Daniel Burns
Little Loans Explained in 30 seconds
Watch our quick video explaining how we can help you get an instant decision on your loan application
Our online loans are here to make your life easier – if you’ve had an emergency and are in need of some cash to get you through – we’re here to help. Apply online and we can give you an instant loan decision so you can see whether you’d be accepted for £100 to £5,000 loans (between 3 and 36 months). You could even get your loan on the same day*.
We compare the top direct lenders in the UK so you have the best chance of getting the cheapest loan rate through us. We always endeavour to be as flexible as possible, so we offer a loan for everyone- if you have been declined elsewhere, we still may be able to help. We also offer a free no hard credit footprint eligibility checker so you can apply with confidence.
Our small loan form is designed to be as easy as possible to fill out with an average result time of just 39 seconds.
Borrow between
£100 - £5,000
We compare loans
for you instantly
No hidden costs,
or fees
No paperwork,
whatsoever!
Fill in one simple
online form
Same day
cash loans*
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24/7
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is secure
You tell us about you, and we tell you your chances of being accepted for your chosen loan - without any impact on your credit footprint! This is completely free and is a 100% no obligation rating - it is up to you if you’d like to proceed to application.
No credit footprint
No paperwork
100% secure
Free Loan confidence
rating in under 60 seconds
Get your rating in 60 seconds and you decide whether or not to
proceed to application
If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Please read the charges section of the lenders website before finalising your loan.
Most lenders will contact you by phone, letter and/or email in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges.
If you wish to renew your loan, you should contact your lender in advance of your repayment date. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.
We’re an established, reliable loan broker based in Chester who specialise in finding small, flexible loans to suit you.
We’re here to get you the best deal, it’s as simple
as that.
Steam Mill Business Centre,
Steam Mill Street,
Chester, Cheshire, CH3 5AN.
Little-Loans is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements.
Little-Loans does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.
Little-Loans.com is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office; Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309)
†Loans available to over-18s only, subject to status.
‡This is a daily average of loan applications that have been submitted between April 2014 and April 2015
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