Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
We
DON’T
charge
any fees

Quick decision loans from £100 to £10,000

How much would you like to borrow?
feefo platinum award 2025

Representative 79.5% APR

Little Loans do not charge any fees. We will never ask you to send us payment of any kind

Check your eligibility before you apply

With our speedy eligibility checker you can see how likely you are to be accepted for your chosen loan.

  • No impact to your credit score
  • This is a completely free service
Only takes 60 seconds

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

Digitonomy Limited (trading as Little Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 15% APR and Maximum 1733% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

We've been awarded the Platinum Trusted Service Award 2025

We've been working hard to gather customer feedback throughout 2024 and we're happy to announce we've now been awarded the Platinum Trusted Service Award from Feefo.

Why Use Little Loans to Search for Short-Term Loans?

If you're not yet familiar with Little Loans, allow us to introduce ourselves. We are a credit broker, specialising in helping our customers search for a short-term loan. We work with a panel of over 30 direct lenders who offer loans from £100 right up to £10,000.

You fill out one simple form and we then share your request with our panel to find the lender most likely to accept your short-term loan application. Our service is completely free to use and has no impact on your credit score.*

If you are concerned about your chances of getting a loan with bad credit, you may be pleased to hear that Little Loans are committed to being credit inclusive. We have lenders on our panel who look deeper than your credit score and may be willing to consider your bad credit loan application.

Take a look at some of the things that make us different to other services

  • Borrow between £100 - £10,000
  • Fill in one simple online form
  • We compare loans for you instantly
  • Same day cash loans*
  • No hidden costs or fees
  • Apply 24 hours a day
  • All Credit Scores Welcome to Apply
  • Secure UK site
Confidential
& secure
Over 2.5 million people helped
Loans can be sent quickly if approved*
No-obligation
quote

Check your eligibility for free with no impact to your credit rating

Find out your likelihood of being accepted before you apply

Complete our quick Eligibility Checker form and you can see your chances of being accepted for your selected loan amount and best of all there’s no impact to your credit rating!

This is completely free and no obligation – you decide whether to continue with a full loan quote.

Check my eligibility
  • No credit footprint
  • Same-day cash loans*
  • Secure UK site
  • Check your eligibility in under 60 seconds

Your personal loan calculator

Calculate how much a loan could cost you per month or see how much you could afford to borrow based on your income.

Calculate monthly repayments
What can I afford?
I would like to borrow
£100 £10,000

Find Fast, Affordable Loans with Little Loans

Are you hoping to get a same-day loan? The good news is that this could be possible via Little Loans. We know how important it is to many of our customers to receive their loan funds quickly – particularly in an emergency.

Our quick loan form is designed to be as easy as possible to fill out, with an average decision time of just 60 seconds. Many of the lenders on our panel specialise in providing quick loans, so if your application is approved, your loan could be in your account the same day.*

For those with poor credit scores or a thin credit file, we know there can be some anxiety when applying for credit. However, many of the lenders on our panel look deeper than just your credit score when reviewing your loan application – they’ll assess your current ability to afford the repayments, meaning that you may be able to get a loan, even with bad credit. You can check your eligibility for a loan with zero impact to your credit score using our eligibility checker.**

Frequently Asked Questions

Little Loans is a UK-based credit broker, authorised and regulated by the Financial Conduct Authority. Our service exists to connect users looking to borrow money with a lender willing to consider their loan application. Whether that be a small, short-term loan or a larger loan taken over a longer term, our panel of over 30 lenders caters for a wide range of loan amounts and terms.

Little Loans search our panel of lenders, credit brokers and credit monitoring services to find the best loan for your individual circumstances. If you are accepted by one of our partners, you will be redirected to their website to complete your application.

No, Little Loans do not charge any fees. Our service is free. We will never ask you to send us any money, vouchers codes, or payment of any kind.

Little Loans can search for loans between £100 - £10,000. You should always think very carefully before applying for credit and you should never borrow more than you need or can afford to repay.

A ‘soft’ search is a way for lenders and brokers to check your creditworthiness without leaving a ‘footprint’ on your credit report. A ‘soft’ search can give you an idea of your chances of being approved for a loan or credit card. It does not affect your credit score. It is only visible on your credit report to you and cannot be seen by other lenders.

The Representative APR is the annual percentage rate that 51% of customers have been offered for the financial product that is being advertised. It gives you an idea of the overall cost of the loan including interest and any additional fees. Representative APR is often used to compare different credit products and their costs. The rate you will be offered depends on your lender and other factors, such as your credit score.

Once accepted, most loans are sent to your account on the same day. However, the time it takes to show in your account varies. It will depend on a variety of factors including the time of day that you make your application, and whether your bank accepts Faster Payments (some lenders may include an extra charge for this service).

What we're about at
Little Loans

We're a well-established, reliable credit broker based in the
wonderful city of Chester.

We specialise in searching for short-term, flexible loans to suit your needs. We're here to help you look for the financial help you need, when you need it most. Whether you have a great credit score or need a loan for bad credit, one of our panel of over 30 lenders may be willing to consider your application.

Whether it's £100 loan or a £10,000 loan you are looking for, we've written a number of guides to help you make a more informed decision.

What can we help you with?

If your query is regarding an existing loan,
please contact your lender directly.