Every year we help thousands of people find competitive short term loans, which match their exact requirements. As a broker we can search our panel of lenders to find the ideal loan for you, with loans available from £100 up to a maximum of £5,000.
Our short term loans are designed to be quick, convenient and flexible, making them much easier to access than a standard high street bank loan. Whether you need a short term loan to pay an unexpected bill, complete some home improvements, or consolidate your debts, we can help.
The whole application can be completed online, and you can even use our eligibility checker to see if you are likely to be accepted. The loan confidence checker takes just 60 seconds and will provide you with an instant success rating. The tool does not use a credit search and simply lets you know whether you are likely to be accepted for short term loans.
If you decide to apply for a loan through our website, there is only one application to complete which takes just 2 minutes. We will then perform a quick soft search of your credit file, so that we can search for the ideal loan for you.
By considering the eligibility requirements of each lender we will know which lenders are most likely to approve your loan. We will then compare rates from the available lenders, so that you benefit from the lowest interest rate and most suitable terms.
Unlike traditional personal loans, our short term loans can be repaid in as little as 3 months up to a maximum of 36 months. The actual loan term will depend on the amount you are looking to borrow, with amounts under £1000 repaid in 3, 6 or 12 months.
Once you complete our online application form, you will be provided with a bespoke loan quote. There is no-obligation to proceed and we do not charge a fee, instead we are paid by the lender if your loan is approved.
If you decide to accept our quote and apply for a loan, we will pass your details across to the lender who will conduct a final credit check. All lenders which are approved and regulated by the FCA must conduct a credit check before approving a loan, which means you benefit from a reliable, transparent loan service.
If your loan is approved, the funds could be sent to your bank in minutes*. However, when you receive your funds will be dependent on your banks policies and procedures.
If you feel like your debts are mounting, it can be tempting to apply for short term loans. However, it is important to ensure that you will be able to keep up with loan repayments before taking out a loan. There are a variety of organisations which can offer free financial advice, including Step Change and The Money Advice Service.
Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. We’re a fully regulated and authorised credit broker and not a lender