Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Short term loans

Are you looking for a short term loan to temporarily see you through a difficult financial period? Or have you had an emergency and in need of some extra cash?

Before applying for a short term loan why not try our free eligibility checker to see your chances of being accepted

Short term loans explained

We help thousands of people each day find a suitable short term loan for their needs. We search the market of short term loans ranging from £500 right up to £2,500 over a period of three to 18 months.

Is a short term loan right for me?

Short term loans are generally easier to get access to than your high street bank. With no paperwork whatsoever and one simple form to fill out, you could actually have the money in your bank the same day! The main reasons people come to us for a short term loan are;

How do short term loans differ?

We compare short term loans ranging between £500 and £2,500 over periods of three to 18 months. This in comparison to a typical personal loan is significantly different in that they typically go up to £35,000 over periods up to 25 years.

As mentioned earlier, short term loans are more accessible to people regardless of their credit history. The process is quicker with no paperwork, one simple form and money available on the same day.

Short term loan or Payday loan?

Don’t get caught up in the payday loan trap! So if you have considered a payday loan then stop and consider a short term loan instead. For more information, read our guide to payday loans.

Our customers

Based on Feefo.com reviews - customers who left a loans review recommended Little Loans with an average rating of 4.1 out of 5, from 90 reviews (last updated 29/07/2016)


Independent Customer Feedback

I found myself in the difficult position of needing a short term loan to tie me over for a couple of months. I applied through Little Loans and got the money in my account the same day. It really helped me.

By a Verified customer


How our site works?

Watch our 30 second video that explains just how Little Loans works.

Having problems with money?

Before you apply for any type of credit be sure that you are in a position where you can make the repayments. If you have found yourself in financial difficulty and have increasing debts, then we strongly advice that you do not take an additional loan from any credit provider.

Instead we would recommend you speak to someone straight away about your situation. There are a number of places who offer free advice including Step Change, Citizens Advice Bureau and The National Debt Helpline.

Before applying for a short term loan why not try our free eligibility checker to see your chances of being accepted

Representative example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% pa (fixed). 278% APR Representative.

We’re a fully regulated and authorised credit broker and not a lender.

Rates between 9.9% APR and 1295% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 40 lenders to get you the lowest APR possible for you. Loan term lengths from 3 to 18 months.