Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Instant Loans Online Decision - Borrow £100 to £5,000

Whether you need to make an unexpected payment or just require some extra cash to see you through, our almost instant loans can provide you with the money sometimes in as little as 10 minutes*.

Access a quick and easy loan today

We understand that when you need to access to cash quickly it can be a stressful time, which is why our application process is designed to be quick and easy. As a broker we have partnered with a variety of competitive lenders which specialise in providing almost instant loans.

We believe that everyone should have equal access to instant loans, so even if you have a poor credit rating you may still be able to borrow through us. Instead of borrowing directly from us, we act as the middleman by matching you to lenders which are most likely to approve your loan application. This service is completely free of charge to you, as the lender will pay us directly if you take out a loan with them.

How do I apply for instant loans?

The first step is to establish whether you are likely to be approved for your loan application using our eligibility checker. The useful tool is designed to enable us to get to know more about your financial situation, so that we can match you to the best lender. Although, in general you are likely to be eligible for a loan if you are over 18, based in the UK and have a regular income which is paid into your bank account.

The tool will assess your status without leaving a footprint on your credit file. If we find that you are likely to be accepted for a quick loan, there is no-obligation to complete an application. If you do decide to proceed with an application, we will search our panel of lenders for you. Once you have been matched with a lender, they will then process your application and carry out their final checks, including a credit check.

It is possible to borrow between £100 and £5000 through our panel of lenders, with a variety of repayment terms available to suit your specific requirements. For amounts below £1000 you will be able to repay the loan in 3, 6 or 12 months, but for larger amounts you will have up to 36 months to repay the loan.

If you proceed with an application the whole process only takes 2 minutes and we only require a few details, such as how much you want to borrow, your personal details, salary and your regular outgoings. The application is completely confidential and secure, with the whole process completed online. Each day we find more than 2000 people a loan, so today could be your chance to secure your competitive loan.

Before you complete the application, you should consider whether taking out a loan is the right option for you. If you have a history of financial issues and are struggling to manage your finances, it may not be possible for you to keep up with the repayments. There are a variety of organisations which can offer your free financial advice, including The Money Advice Service and Step Change.

Check out our 4.8 star rating on Feefo

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Straight forward

“Easy pleasant service, quick decision and easy account management.”

Laurissa Marsden

Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. We’re a fully regulated and authorised credit broker and not a lender