Little Loans Verification

Searching for a loan with Little Loans will not impact your credit score

• Little Loans uses soft search technology, which will not impact your credit score. If you’re matched with a lender and choose to make a full application, the lender will carry out a creditworthiness assessment. This will include a hard search or an Open Banking check. A hard search will remain on your credit file for up to 12 months. Multiple hard searches in a short period of time will damage your credit score.

If approved, your loan could be sent to your bank quickly

• If you are approved for a loan using our credit broker service, your loan could be sent to your bank within minutes. The time that it takes for the cash to be received in your account will depend on the lender you are accepted by and your bank's policies and procedures.

4 out of 5 People Helped

• The number of people who were matched to a credit product in the past 3 months 5th October 2025 and 4th January 2026 (reviewed quarterly).

3,335 People Helped Every Day

• The average number of people who were matched to a credit product per day between 23rd December 2025 and 22nd March 2026 (reviewed quarterly).

1 Million People Helped in the past 12 months

• The number of people who were matched to a credit product in the past 12 months reviewed yearly, correct as of January 2026.

Over 4 Million People Helped

• This is the number of people who have applied on Little Loans between October 2013 and January 2026 and were matched to a credit product. (reviewed quarterly).

We Compare 52 Direct Lenders

• The number of lenders that an application could be presented to as part of the application process is currently 52 (reviewed quarterly). Correct as of January 2026.

Quick Application Process

• The Little Loans online application process takes, on average, 2 minutes and 37 seconds to complete. A customer can expect to receive an initial decision on their application in 66 seconds (reviewed quarterly). Correct as of January 2026.

1 out of 5 People Approved

• This is based on the percentage of people who applied for a loan and were successfully matched to a loan provider between 5th October 2025 and 4th January 2026 (reviewed quarterly).

1 out of 5 Small Loan Quotes Approved

• The number of customers who applied for a loan of £2,500 or less and were matched to a lender between 5th October 2025 and 4th January 2026 (reviewed quarterly).

70,000 Loans for customer with Bad Credit Loans Found

• The number of customers with a credit score of below 490 who were matched to a direct lender on our provider panel between 5th October 2025 and 4th January 2026 (reviewed quarterly).

A Loan Found Every 60 Seconds

• Based on the number of customers who found a loan each day day between 5th October 2025 and 4th January 2026, divided by the number of seconds in a day (reviewed quarterly).

Quick Eligibility Checker Process

• It currently takes a customer 1 minute and 37 seconds on average to complete the eligibility check form and 1 minute and 31 seconds to receive a result. Correct as of January 2026.

3,532 Applications Daily

• The number of unique applications that were placed on Little-Loans.com in the past 3 months, divided by the number of days in that period, 23rd December 2025 and 22nd March 2026 (reviewed quarterly).

We Helped 1 out of 5 People Borrow £10K

• The number of people who applied for £10,000 and were successfully matched to a lender between 5th October 2025 and 4th January 2026 (reviewed quarterly).

We Helped 1 out of 5 People Borrow £7.5K

• The number of people who applied for £7,500 and were successfully matched to a lender between 5th October 2025 and 4th January 2026 (reviewed quarterly).

We Helped 1 out of 5 People Borrow £5K

• The number of people who applied for £5,000 and were successfully matched to a lender between 5th October 2025 and 4th January 2026 (reviewed quarterly).

We Helped 1 out 5 of People Borrow £2.5K

• The number of people who applied for a £2,500 loan and were successfully matched to a lender between 5th October 2025 and 4th January 2026 (reviewed quarterly).

We Helped 1 out 5 of People Borrow £1K

• The number of people who applied for a £1,000 loan and were successfully matched to a lender between 5th October 2025 and 4th January 2026 (reviewed quarterly).

Quick Approval / Fast Decision Loans

• A customer can expect to receive an initial decision on their application in 66 seconds, based on the average decision time between 5th October 2025 and 4th January 2026 (reviewed quarterly).

Instant Quote

• The time it takes a customer to complete our application form is, on average, 2 minutes and 33 seconds made between 5th October 2025 and 4th January 2026 (reviewed quarterly).
• A customer can expect to receive an initial decision on their application in 66 seconds, based on the average decision time on applications made between 5th October 2025 and 4th January 2026 (reviewed quarterly).

High Approval

• The percentage of people who applied for a loan between 5th October 2025 and 4th January 2026 and is above the threshold that we consider to be a high approval rate (reviewed quarterly).

4.8* Customer Reviews On Feefo

• Please see here - https://www.feefo.com/en-GB/reviews/little-loans

Any Credit Score Welcome to Apply

• Customers in all credit score bands have been accepted by a lender between 5th October 2025 and 4th January 2026 (reviewed quarterly).

900 People Find a Loan Every Day

• The number of people, on average, who were matched to a loan provider on our panel each day between 5th October 2025 and 4th January 2026 (reviewed quarterly).

As Seen on TV

• Little Loans has been featured on TV a number of times. There has previously been a TV advert broadcast, details on this can be seen here - https://www.little-loans.com/as-seen-on-tv.
• Little Loans was also featured on BBC's Morning Live programme. Details of this can be seen here - https://www.little-loans.com/little-loans-bbc-morning-live.

100% Online

• The Little Loans application process can only be completed online. There is no facility to submit an application by any other method (e.g. over the phone, in person etc).
• However, please note that there are a small number of lenders on the Little Loans panel who may require the applicant to provide some further information over the telephone or visit a branch in-person in order to finalise their application.

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