Guides
Information and guides on personal finance and related topics.
Soft Search Loans
Looking for a loan? If the jargon has left you feeling confused, our guide to the difference between a soft credit search and a hard credit search could help you.
Check Your Credit Rating For Free?
It's important to make sure the information held in your credit report is correct and up to date.
Affordable Loans
When searching for a loan, you want to be sure that you’re getting the most affordable option available to you.
What is a County Court Judgment (CCJ)?
In this guide, we explain what County Court Judgments are, how they work, and what they mean for your credit rating.
Car Finance With Bad Credit
This guide will take you through the range of bad credit car loans available from our panel of lenders, to help you secure the best deal for your new set of wheels.
Debt Consolidation Loans
The Little Loans guide to debt consolidation loans explores some key information and answers some frequently asked questions.
Easy Loans
Discover how easy loans work, what lenders really look for, and how soft credit checks could help you explore your options without affecting your credit score.
Logbook Loans
Thinking about using your car to borrow money? Learn how logbook loans work, who qualifies, the risks involved, and important alternatives to consider.
Fast Loans
Need money quickly for an unexpected expense? Discover how fast loans work, what affects approval and payout times, and the key factors to consider before borrowing.
Doorstep Loans
Looking for an alternative to doorstep loans? Learn how modern online borrowing compares, what to expect from the application process, and the key factors to consider before applying.
Text Loans
Curious about so-called text loans? Learn what they are, why lenders have moved away from them, and how modern online borrowing options now replace this outdated way of applying.
Affordable Loans
Learn how to assess whether a loan is truly affordable, understand APR and repayment costs and discover practical tips to find a loan that fits your budget and financial circumstances.
Long Term Loans
Discover how long-term loans work, the benefits and drawbacks of spreading repayments over several years, and what borrowers with bad credit should consider before applying.
Unsecured Loans
Explore unsecured personal loans, who they may suit, and the key costs and risks involved. Understand eligibility, repayment options, and how to compare lenders before applying.
Guarantor Loans
Learn how guarantor loans work and how they can help borrowers with limited or poor credit access funds. Compare risks, responsibilities, and repayment expectations before applying.
Bad Credit Car Loans
Discover how bad credit car loans work, who can qualify, and how to improve approval chances and manage affordable repayments.
Buy Now, Pay Later
Learn how Buy Now Pay Later works, how repayments are structured, and the benefits and risks of using BNPL services.
Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender