Who is Little Loans?

Digitonomy Limited is a credit broker, and the company behind the Little Loans brand. As well as Little Loans, the Digitonomy Group includes CashLady, Viva Money, Cashflex, and thimbl.

Yes, Digitonomy Limited is authorised and regulated by the FCA; you can view our company page on the FCA register here.

Yes, Little Loans is a legitimate company.

Little Loans is a credit broker working with a panel of over 30 authorised and regulated direct lenders in the UK.
We could help you search for a short-term personal loan between £100 and £10,000.
Depending on the amount of money you apply to borrow, repayment terms are available from 3 to 60 months.

Searching for a loan with Little Loans is free, and quotes are no-obligation.

Get started with your quote

Representative 79.5% APR

You're welcome to use Little Loans credit broking service if you:

• Are over the age of 18
• Are a UK resident
• Have a UK bank account and valid debit card
• Have a regular source of income paid into your bank account.

Meeting these criteria does not guarantee you will be matched with a loan.

You can search for a loan with Little Loans even if you have bad credit history. We work with several lenders who specialise in bad credit loans.

Get started with your quote

1. Tell us how much money you need to borrow and choose a repayment term.
2. We’ll complete a soft search and scan our panel of lenders for a suitable loan.
3. If you’re matched with a loan, you’ll be redirected to the lender’s website.
4. Happy with your loan offer? You can go ahead and make a full application with the lender. At this stage, they will run a creditworthiness assessment.
5. The lender will let you know whether you’ve been accepted for the loan.

Some lenders on our panel could send your money the same day your application is approved.*

No, searching for a loan with Little Loans will not damage your credit score. We use soft search technology to give us an insight into your financial situation and scan our panel of lenders for a suitable loan. A soft search will not affect your credit score and will only be visible to you and us.

It’s important to note that if you’re matched with a loan and choose to make a full application, the lender will run a creditworthiness assessment. This will include a hard search or an Open Banking check. A hard search will be visible on your credit report for up to 12 months, and multiple hard searches in a short space of time could harm your credit score.

If you have any questions, please see our help page, or get in touch using our online contact form.

*How quickly you receive your money depends on your lender. Once the funds are sent, the time it takes to reach your account depends on your bank's processes.