Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Emergency Loans

Whether your car has broken down, your house needs some urgent work, or your boiler has given up, an emergency loan could provide you with fast and reliable funding to help bridge the cash-gap.

What are Emergency Loans?

We offer unsecured short-term emergency loans from £100 to £5,000 for all types of customer - whether you have a perfect credit score, or you have bad credit – we could find you the right lender for your circumstances.

Using our market-leading comparison tool we will find you some of the best emergency loans at the lowest interest rates available. What’s better, all of this can be done online from the comfort of your own home or on the go, providing emergency loans 247, with the funds credited to your bank account in minutes* in some cases.

If you are unsure if you will be accepted why not try the Loan Eligibility Checker? It leaves no credit footprint, it is secure and gives you loan confidence in less than 60 seconds. It could be your answer to getting an emergency loan for bad credit.

Simply apply within two minutes, for the chance to get your hands on emergency cash - application is completely free and you are under no obligation to proceed if you don't wish to.

What will I need to apply?

All you will need is an internet enabled mobile, tablet or computer and two minutes to fill out the application form. But, before you sit down, please make sure you have the following to hand, proof that: you are aged over 18, a resident in the UK, that you have a regular income, that you have a valid UK bank account with an active debit card.

What are Budgeting Loans and how do they compare?

Budgeting loans are emergency loans from the Government to help people who have been receiving benefits of the following kind, for a minimum of six months: Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance, Pension Credit.

Emergency loans from the Council are there to lend a hand covering costs such as: when the washing machine breaks down, paying rent in advance, funeral costs or even that unexpected bill. For further information on Budgeting Loans please visit: https://www.gov.uk/budgeting-help-benefits/eligibility

These loans are great for the people that are eligible, but for others why not try our emergency loans? You can apply for the same amount of money in just two minutes and in some cases you could get your hands on the cash in minutes*.

But remember, while our loans are often used when unexpected expenses appear, you must always consider if a loan is correct for your circumstances. If you are feeling that your financial commitments are mounting up and that you are struggling to keep up with repayments each month, the following organisations could be of help: The Money Advice Service or Step Change.

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“Easy pleasant service, quick decision and easy account management.”

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Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. We’re a fully regulated and authorised credit broker and not a lender