How do I apply for a Little Loan?

Simply decide how much you want to apply for and fill in our short online form. We'll search for the best loan option for you, and if approved, a loan agreement will be sent to you online. In some cases, your lender may need some verification of details such as employer or salary, but these can usually be sent online. If you agree to the lender's offer, the money will be transferred to your account, often on the same day*. Once you get paid, you repay the loan and interest. Click here to read more.

How much can I borrow with Little Loans?

The exact amount you can borrow depends on your personal and financial circumstances and can differ by lender but loans are generally from £100 to £10,000. Click here to read more.

What can I use the Little Loan for?

There are not generally any restrictions on what you can use the money for, however Little-Loans are designed as a short term loan for emergencies and should not be used for unneccesary purchases. Click here to read more.

When will the be in my account?

Once accepted, the money could be sent to your bank account in minutes*, however some lenders may include an extra charge for this service. Most loans are paid into your account on the same day and without any transaction charges. The time that it takes for the cash to be received in your account will depend on your bankís policies and procedures. Click here to read more.

When will I need to repay the loan?

Terms and conditions vary, however when you will be required to repay your loan will depend on which product you apply for. Full details of when your repayments will start, how often and when repayments will need to be made, the term and for how long the repayments need to be made will be explained on the loan agreement provided to you. Click here to read more.

See what our customers are saying about Little Loans

We helped over 2.5 million customers_‡ Why not join them?

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79.5% APR Representative

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

Digitonomy Limited (trading as Little Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 15% APR and maximum 1733% APR - your no-obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

As seen on TV

You may have seen our recent TV advert on channels such as:

Sky One

5 Star

MTV

Join our 1000s of customers and know you are in the right place to find a short-term loan.

Reasons to use Little Loans

Confidential
& Secure

Over 2.5 million people
helped‡

Loans can be sent
quickly if approved*

No-obligation
quote

Get my personalised quote

79.5% APR Representative

We’ve been awarded the Platinum Trusted Service Award 2025

We’ve been working hard to gather customer feedback during 2024 and we’re happy to announce we’ve now been awarded the Platinum Trusted Service Award from Feefo.

*Once approved, your cash could be sent within minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

_‡This is the number of people who have applied on Little Loans between October 2013 and July 2023 and were matched to a credit product.

Our services are designed for UK residents and are offered on a non-advised basis solely for informational purposes. We do not charge any fees, endorse specific products or providers, or provide financial advice. The information on this page is intended for informational purposes only and should not be considered financial guidance.

Digitonomy Limited trading as Little Loans is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders, brokers and alternative consumer credit providers for the purposes of entering into short-term unsecured loan agreements.

Little Loans does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website. If you would like further information about this commission, please contact us

Little Loans will provide every effort to find you a loan. If we are not able to do this, we may transfer you directly to alternative firms and services which may incur a monthly fee, such as credit building tools, if you choose to use them.

Little Loans is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office; Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309)

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk