At Little Loans, we understand that, in today’s fast-paced world, unexpected bills and expenses can land at your door when you least expect them. And if you require cash at short notice but there’s not quite enough in your savings account to pay that unexpected bill, then a quick and easy online loan may be the solution for you.
To make sure that borrowers can apply for a loan and receive a decision quickly, we have invested in a clever computer system which matches borrowers with lenders almost instantly. This means that cash loans between £100 and £5,000 (repayable over 3-36 months) could be paid directly into your bank account within minutes* (subject to approval).
Little Loans works with a panel of over 40 carefully selected, Financial Conduct Authority (FCA)-authorised and regulated lenders. Through us, our lenders provide borrowers across the UK with competitive and affordable short-term loans tailored to their individual financial and personal circumstances.
If you require money at short notice, there are many benefits to using Little Loans to apply for a quick, cash loan including:
Quick and easy application process
On most occasions, all that’s required is for you to fill in a simple form on our website which will then be passed onto our the lending partners on our panel most likely to want you to make a full application based upon the information you’ve provided us with.
If your loan is approved, funds are typically sent to your bank account within minutes.
If you have a mobile phone, tablet, or computer, then you’re only a few clicks away from applying for a quick cash loan online. Working with a panel of reputable, UK-based lenders, the loans we help you find are typically paid out within minutes*, or at the very least, the same day.
Nobody likes waiting around and this is why we’ve spent a lot of time fine-tuning our application process to make things as quick and easy for you as possible. Our simple online application takes just 2-3 minutes to complete. What’s more, the majority of our lending partners don’t require you to provide any identification.
Little Loans’ primary aim is to provide you with a quick and simple loan decision, with the minimum amount of fuss.
Everybody’s personal and financial situation is different. Whereas a certain type of loan might be right for one person, it doesn’t necessarily mean it will be the best fit for another.
At Little Loans, our systems are designed to ensure that we only approach lenders who are more likely to approve your short-term loan request. Our aim is to find you a reputable lender able to offer you a quick and competitive loan with affordable repayment terms.
As mentioned, our lenders will only carry out a full credit check on you if you go ahead with your application after we’ve redirected you to their website. This means that your credit score will be unaffected if you decide not to complete your short-term loan application.
Little Loans help borrowers find suitable lenders based on their individual personal and financial circumstances, meaning you won’t be wasting your time applying for loans direct from lenders that you’d be unlikely to be approved for.
We fully understand that time is a luxury and that you will want the money in your account as quickly as possible*.
Although we help borrowers with loans all the way from £100 to £5,000, it’s important to only borrow the money you need and for your repayments to be affordable. Please don’t be tempted to apply for a loan amount higher than you actually need or a loan which will have difficulty paying back in a timely manner.
Remember that the smaller your loan, the lower the amount of interest you’ll be charged.
Yes. There are six established debt charities in the UK which offer free advice, support, and guidance to borrowers who are concerned that their current level of debt is too difficult to manage. Please follow the following links for more information: StepChange, PayPlan, National Debtline, the Debt Advice Foundation, the Money Advice Service, and Citizens Advice.
To apply for your same day loan through Little Loans, please click here.
Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. We’re a fully regulated and authorised credit broker and not a lender