Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

£1,000 Loans

When financial crisis strikes a loan of £1,000 can help you out - whether your boiler has broken down, you have an emergency vet bill, or your car has given up – you could get your hands on £1,000 in a minimal amount of time.

You will also be glad to know that you are not alone if you are finding it hard to find the funds: according to figures from UK Finance, the average consumer debt per person in the UK stood at £603, while the average household debt was £1,441 at the end of 2016. (Source The Guardian)

How do I apply for a £1,000 Loan?

We understand the worry that emergency expenses can cause. With our market-leading Online Personal Loans broker service you can be assured of the best customer experience and some of the lowest Personal Loan interest rates. Whether you have a perfect credit score, or a lower than average one, we are confident in finding the right lender for you!

Simply apply, and we will search for the best Personal Loans online in an instant, giving you the chance to access £1,000 in minutes* in some cases!

If you are unsure if you will be accepted why not try the Loan Eligibility Checker? It leaves no credit footprint, is secure and gives you loan confidence in just 90 seconds.

Things to consider before applying for a loan

A Personal Loan is a quick-fix to your financial emergencies, although you must consider how long you’d like to repay it over and how much is manageable for you.

Recent research from Totally Money suggests: as many as 26 per cent of borrowers are unaware that their repayment history appears on their credit file (Source: This is Money). It is essential that you keep up-to-date on repayments when taking out a loan, one so you don’t incur further charges, and two so it won’t negatively affect your credit score in the future.

A good suggestion when taking out a loan is a budget spreadsheet outlining your income and expenses, it will give you a clear indication as to how much disposable income you may have which can go towards the monthly loan repayments.

Something else that most people overlook is their health and if they will be able to work for the foreseeable future. Other things that you will need to apply and before you sign up to a Personal Loan agreement are: proof that you are over the age of 18, a valid UK bank account, be in employment and receive a regular pay cheque and that you are a UK resident.

Why choose our Online Personal Loans?

There are many Personal Loan companies out there which typically supply funding between £1,000 and £35,000 which is paid back between one and 25 years.

With our short-term unsecured Personal Loans broker service you can borrow anything from £100 to £10,000 with repayments lasting between three and 36 months – ideal for covering that cash-gap! But remember, a longer repayment period will mean that you incur a lower Personal Loan interest rate each month but this could be higher overall.

We also specialise in finding loans for all types of customer - whether you have personal loan bad credit or a perfect credit score – we will find you the right lender for your circumstances.

Apply online today using an internet enabled mobile, tablet or computer from the privacy of our own home, or on the go. The Personal Loan application form will only take you five minutes, and you’ll receive a decision in an instant, giving you the chance to get your hands on the much-needed cash within minutes* in some cases, and at some of the lowest Personal Loan rates available.

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“Easy pleasant service, quick decision and easy account management.”

Laurissa Marsden

Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. We’re a fully regulated and authorised credit broker and not a lender