£700 Loans

Are you looking to apply for a £700 loan online? Searching for the right loan can be time-consuming, and if you’re dealing with a financial emergency, you might not have the time to spare.
Little Loans could help you search for a short-term £700 loan to suit your personal circumstances, with no impact on your credit score.*

£700 loans online: borrow £700

The Little Loans online form takes around five minutes to complete, and in just 60 seconds, we’ll let you know whether we’ve been able to match you with one of the lenders on our panel.

If you’re matched with a loan, you’ll be redirected to the lender’s website, where you can decide whether you’d like to make a full application. If you’re happy to go ahead, the lender will carry out a creditworthiness assessment and let you know whether you’ve been approved for the £700 loan.

Who can apply for a £700 loan?

In order to apply for a £700 loan, you must make sure that you meet the lender’s eligibility criteria. While this varies between lenders, you’ll typically need to be over the age of 18 and a UK resident with a UK bank account.

You can search for a £700 loan with Little Loans if you:

• Are over the age of 18;
• Are a UK resident;
• Have a UK bank account and valid debit card; and
• Have a regular source of income paid directly into your bank account.

Can I apply for a bad credit £700 loan?

Some direct lenders specialise in £700 loans for bad credit. At Little Loans, we’re proud to work with a diverse panel of over 30 direct lenders, some of whom could be willing to consider your application for a £700 loan with bad credit.

While it could be possible for you to apply for a £700 loan for bad credit, you should be aware that, if accepted, you could be offered a higher rate of interest. It’s important to consider this when working out how repaying a loan will affect your monthly budget. The higher the rate of interest, the more expensive the loan will be.

£700 loan repayment terms: how long can I borrow £700 for?

With Little Loans, you can search for a £700 loan with the following repayment terms:

• 3 months
• 6 months
• 12 months

Search for a £700 loan online with Little Loans.

How do £700 loans work?

If you’re approved to borrow £700, the process could look a little like this:

1. If approved, the lender will let you know when the £700 loan will be sent to your bank account.


2. The time it takes for the money to become available in your account will depend on your bank’s policies and procedures.


3. You’ll repay your £700 loan in monthly instalments throughout your chosen repayment term. Your monthly repayments will include interest.

I need £700 now; how quickly could a £700 loan be sent?

Although you may need money quickly, it’s vital to take the time to think carefully before you apply for a loan. A loan is a serious financial commitment, and you’ll need to make sure that you can afford to make your monthly repayments.

If your application for a £700 loan is accepted, your money could be sent the same day, although please note that the time it takes for the money to show in your account will depend on your bank’s policies and procedures.**

Little Loans: search for a loan between £100 and £10,000

Need more or less than £700? With Little Loans, you could search for a loan between £100 and £10,000, although you should never apply to borrow more money than you need or can afford to repay.

The lenders on the Little Loans panel offer repayment terms from 3 to 60 months, depending on the amount of money you apply to borrow.

Can I apply for a £700 payday loan?

Please note that Little Loans is unable to help you search for a £700 payday loan. None of the lenders we work with offer this type of product. Instead, the lenders on our panel offer short-term loans with a range of repayment terms to choose from, allowing you to spread the cost of borrowing longer than the typical one-month payday loan term.

What happens if I can’t repay my loan?

If you’re struggling to make your repayments, please speak to your lender. The sooner they’re aware of your situation, the sooner they can work with you to come up with a plan moving forward.

If you’d like to speak to a confidential advisor about anything finance-related, you can do so for free through any of the following organisations: StepChange, MoneyHelper, Citizens Advice, and National Debtline.

*Little Loans uses soft search technology to check your eligibility, which will not affect your credit score. If you’re matched with a loan and make a full application with the lender, they will carry out a creditworthiness assessment which will involve a hard search or an Open Banking check. A hard search will be visible on your credit file for up to 12 months, and multiple hard searches in a short period of time could harm your credit score.

**Payout timescales vary between lenders.