£800 Loans

Life doesn’t always go to plan and many of us will experience an unexpected financial hiccup at some point. Whether it’s a broken-down car or an urgent vet bill, Little Loans could help you search for an £800 loan with a choice of repayment terms.

£800 loans online: why choose Little Loans to help you search

Little Loans is a credit broker, and our service is free to use. Using soft search technology with no impact on your credit score, we can check your eligibility with over 30 direct lenders at the same time.*

If approved for an £800 loan, some of the lenders on our panel could send your money the same day.**

Borrow £800: am I eligible for an £800 loan?

You’re welcome to use Little Loans to search for an £800 loan if you:

• Are over the age of 18;
• Are a UK resident;
• Have a UK bank account and valid debit card; and
• Have a regular source of income paid into your bank account.

£800 loan search: how does it work?

If you meet our eligibility criteria, you’re welcome to search for an £800 loan with Little Loans.

1. Fill out our online form.


2. We’ll complete a soft search and scan our panel of lenders for a suitable loan.


3. If you’re matched with a loan, you’ll be redirected to the lender’s website.


4. If you’d like to make a full application, the lender will run a creditworthiness assessment.


5. Once the lender has taken a look at the results of the creditworthiness assessment, they will let you know whether you’ve been officially accepted for the loan.


6. Successful application? The money will be sent to your bank account.

How long can I borrow £800 for?

With Little Loans, you can search for an £800 loan with a repayment term of either 3, 6 or 12 months.

What’s the best repayment term for an £800 loan?

There isn’t one specific ‘best’ repayment term for an £800 loan. The repayment term that’s best for you will depend on your circumstances.
Choosing a longer term, such as 12 months, will cost more in interest, although your monthly repayments will be lower. On the other hand, a shorter repayment will cost less overall, but monthly repayments will be higher.

Can I borrow £800 with bad credit? £800 loans for bad credit

You could still be considered for an £800 loan even if you have bad credit.
Little Loans works with a number of direct lenders who specialise in loans for people with bad credit.
It’s worth noting that a bad credit £800 loan could come with a higher rate of interest. This will impact your monthly repayments and the overall cost of the loan.

How will my £800 loan be repaid?

You’ll repay your £800 loan in monthly instalments.
You must make your £800 loan repayment in full and on time each month. A late or missed repayment will cause your credit score to decline, and you could be charged a fee by your lender.

If you’re struggling to repay your loan, please contact your lender. They will listen to your situation with empathy and offer any available solutions that could help you get back on track.

Warning: no credit check £800 loans

If you’re worried that a history of bad credit could affect your chances of being considered for a loan, you might wonder whether it’s possible to get an £800 loan with no credit check.
It is not possible to get a loan of any amount without a full credit check, known as a creditworthiness assessment.
A company or individual that advertises loans with no credit check is not operating in line with Financial Conduct Authority (FCA) guidelines, which could put you at risk.

As we talked about, you could still be eligible for a loan even with bad credit. There are several direct lenders willing to consider applications from people whose credit history might be looking a little worse for wear.

Free financial advice in the UK

If you’d like to talk to someone about money and debt, please know that you can do so by contacting any of the following: StepChange, MoneyHelper, Citizens Advice, and National Debtline. Each of these organisations offers free, confidential financial advice.

*If you’re matched with a loan and choose to make a full application, the lender will complete a creditworthiness assessment, which will include a hard search or an Open Banking check. Please be aware that a hard search will be visible on your credit file for up to 12 months, and multiple hard searches in a short period of time could have a negative impact on your credit score.

**Payout timescales vary between lenders. The time it takes for the money to become available in your account will depend on your bank’s policies and procedures.