Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Wonga Loans - Find an alternative at LittleLoans

Before Wonga went into administration in August 2018, they were known as one of the largest payday loan companies in the UK. The company were known for lending money with a short repayment period, which would usually fall on your next payday. However, the lack of transparency, high APR rates and their lending arrangements meant that they soon came under scrutiny.

Quick personal loans in minutes*

Here at LittleLoans, we understand that there are occasions when people need access to funds quickly. As a broker we pride ourselves on providing borrowers with access to the most competitive, transparent and convenient lenders. By providing you with alternatives to Wonga payday loans, you could access the cash you need in minutes*, depending on your banks processing times.

Here at LittleLoans you can apply for loans of £100 up to a maximum of £10,000. If you borrow less than £1000, you can repay the loan through a repayment period of 3, 6 or 12 months. Alternatively, if you are looking to borrow a larger amount our lenders will provide repayment periods of up to 60 months.

We provide loans which are more flexible and convenient than Wonga and other payday loan providers. This is why we have become a trusted loan broker by thousands of people across the UK.

Will I be accepted for a LittleLoan?

By partnering with a range of lenders we are able to source competitive loans for you, regardless of your credit history. Instead of relying on outdated decision-making models, our lenders consider a variety of factors when processing your application.

In general, if you are a UK resident with a regular income that is paid into a bank account, our lenders will be able to consider your application. Your bank account must accept direct debit payments and you must also have an email address and telephone number.

If you are unsure whether you will be accepted, our useful eligibility checker will provide you with a loan confidence rating. Simply enter your details and our checker will calculate your chances of being approved, without impacting your credit score. There is no paperwork to complete and you will receive your result in less than 60 seconds.

How do I apply for a loan?

In a similar way to Wonga loans, the whole application is completed online. We use our innovative application tool to provide you with a range of available loans. Simply choose the option which provides the ideal terms for you and we will pass your application across to the lender.

The lender will then quickly carry out their own checks, which will include a credit check. By partnering with approved lenders, we guarantee that your loan application will meet all responsible lending criteria.

Is a loan right for you?

We never charge a fee for our broker service, which is just one of the reasons why we are an ideal alternative to Wonga loans. Although our loans could provide you with cash when you need it, you should always consider whether it is the right option for you. If you are struggling with your financial commitments, organisations such as Money Helper and Step Change will offer free advice.

Check out our 4.8 star rating on Feefo

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Straight forward

“Easy pleasant service, quick decision and easy account management.”

Laurissa Marsden

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender