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£400 Loans Online - Get an instant decision

Do you have an expensive car repair bill, a significant purchase to make, or an emergency home expense? A £400 loan from our panel of lenders, could provide a quick and simple solution. Not all of us have access to cash for emergency situations, but our loans are available to help ease the pressure.

The benefits of a £400 loan

We understand that if you need a £400 loan, it is likely that you will need the money quickly. As a broker, we specialise in providing access to quick, short-term loans, with just a few simple application steps.

We can offer loans for as little as £100, up to a maximum of £5,000, so our lenders are ideally positioned to provide your £400 loan. For relatively small amounts, the lenders can provide repayment terms of 3, 6 or 12 months.

Unlike payday loans, a £400 loan from our lenders can be repaid over a longer period of time. If you are looking to borrow a larger amount, our lenders are able to offer repayment terms of up to 36 months for loans of more than £1000.

How do I apply for a £400 loan?

We know that it can be difficult to spend time searching for a loan provider which offers favourable terms and a high chance of approval. To save you time and hassle, we process your details and a soft search is conducted to match you to the ideal lender.

We will need to know your name, personal details, your employment status and your monthly take home pay. At this point there is no impact on your credit file, and you will know whether you are likely to be accepted for a loan.

Once we understand your financial situation, you will be provided with an instant personalised loan quote. This will be a 100% no-obligation quote, which is completely free of charge. At no point in your application will you need to pay us for processing your loan.

If you choose to accept the loan quote, you will continue with the lender who will process your application. At this stage the lender will conduct a hard search of your credit file, as this is required by all FCA approved lenders. By borrowing from our panel of lenders, you are guaranteed an honest, transparent and fair service, which meets all lending regulations here in the UK.

Before you take out a loan, it is important that you consider the financial implications of the repayments. If you have a poor financial situation and are struggling to keep up with your bills, discussing your situation with an impartial organisation will help. The The Money Advice Service and Step Change will both provide free financial advice, which will help you to make a decision about your loan application.

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Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. We’re a fully regulated and authorised credit broker and not a lender