Loans 2 Go - Overview
Introducing Loans 2 Go, one of the trusted and responsible direct lenders on the Little Loans panel.
Who is Loans 2 Go?
Loans 2 Go is a direct lender with over 20 years’ worth of experience, offering - personal loans between £500 and £1,500 with an 18-month repayment term and the ability to settle early.
On their website, Loans 2 Go say they “Place customer wellbeing at the heart of our business” and that “Treating customers fairly and acting in their best interests is central to how we operate.”
Good to know: Do you need to borrow more or less money? Little Loans could help you search for a loan from £100 to £10,000. Depending on the amount of money you apply to borrow, you can select a repayment term between 3 and 60 months.
Is Loans 2 Go authorised and regulated by the Financial Conduct Authority (FCA)?
Yes; all of the lenders on the Little Loans panel are authorised and regulated by the FCA.
Loans 2 Go is a trading name of Loans 2 Go Limited. You can find Loans 2 Go Limited’s company profile on the FCA register.
Where to find Loans 2 Go reviews
You can read Loans 2 Go customer reviews on Trustpilot & Feefo.
As of June 2026, Loans 2 Go is rated ‘Excellent’ on Trustpilot and holds a Platinum Trusted Service Award with Feefo.
The Loans 2 Go eligibility criteria
You could be considered for a loan with Loans 2 Go if you:
- Are over the age of 21;
- Are a UK resident;
- Have a UK bank account and valid debit card; and
- Have a regular source of income from employment.
Please note that while Loans 2 Go will not consider applications from people under the age of 21, several of the lenders on the Little Loans panel are willing to consider applicants aged 18 and over.
Do Loans 2 Go offer bad credit loans?
Little Loans work with a number of lenders who specialise in bad credit loans.
Loans 2 Go state:
“As a responsible lender, we will check your financial situation to ensure that a loan is affordable for you. We consider lending to you despite your poor credit history… With over 20 years of experience in providing alternative and affordable finance, we’ve supported thousands of customers in similar situations delivering practical and flexible funding solutions.”
Loans 2 Go Representative example
Loans 2 Go share the following Representative example on their website:
“If you borrow £999 over 18 months at a flat rate of 132% per annum (fixed) with a representative 450.5% APR you will make 18 monthly payments of £165.39, repaying £2,977.02 in total. This means you would pay £1,978.02 in interest in addition to the amount borrowed. The rate and term you are offered is dependent on your individual circumstances.”
When do Loans 2 Go pay out?
If you’re approved for a loan with Loans 2 Go, your money could be sent the same working day. Please be aware that the time it takes for the money to become available in your account will depend on your bank’s policies and procedures.
How do Loans 2 Go repayments work?
If approved for a loan with Loans 2 Go, you can choose to make your repayments on either a weekly, fortnightly, or monthly basis.
Can I pay my Loans 2 Go loan off early?
You can make overpayments or repay your Loans 2 Go loan early with no additional fees.
What happens if I miss a repayment on my Loans 2 Go loan?
Loans 2 Go do not charge late repayment fees, however, late and missed repayments will be reported to the credit reference agencies (CRAs), and this could have a negative impact on your credit score.
If you’re worried that you’re not going to be able to afford an upcoming repayment, please contact Loans 2 Go as soon as you can.
Loans 2 Go state the following on their website:
“If you are experiencing financial difficulty, please contact us as soon as possible. We may be able to discuss support or alternative arrangements based on your circumstances.”
How to contact Loans 2 Go
- By phone: 0330 400 6000
- Via email: hello@loans2go.co.uk
- Through the online form on their website.
For queries relating to new loan applications, please contact Loans 2 Go from Monday to Friday between 8am and 8pm, and from 8am until 5pm on Saturdays.
Existing Loans 2 Go customers can get support from Monday to Friday between 8am and 5pm.
Will I get a Loans 2 Go account?
Yes, if you’re approved for a Loans 2 Go loan, you will have access to a customer account where you can keep track of your payments.
You can access your Loans 2 Go login by clicking on the link.
I’m struggling with money; who can I talk to?
You can get free, financial advice through StepChange, MoneyHelper, Citizens Advice, and National Debtline.
Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender