Little Loans is a credit broker, and we pride ourselves on our panel of responsible lenders.
QuidMarket is just one of the fantastic lenders we work with, and we’d like to take this opportunity to tell you all about the company and what they do.

Who is QuidMarket?

Established in 2011 and based in Nottingham, UK, QuidMarket is a direct lender of short-term loans.
The idea for QuidMarket came about when its founders noticed that ‘the majority of mainstream lenders did not offer a product that could help people who needed a flexible, affordable solution and with this in mind, QuidMarket was born’.

Is QuidMarket authorised and regulated?

QuidMarket is a trading name of Stagemount Limited and is authorised and regulated by the Financial Conduct Authority (FCA).

What sort of reviews do QuidMarket get?

As of May 2024, QuidMarket are rated excellent on Trustpilot, with over 5,600 reviews - 91% of which are 5*.

How much money can I borrow with QuidMarket?

If you’re a new QuidMarket customer, you could apply to borrow between £300 and £600. Returning customers are able to apply to borrow up to £1,500, providing that their previous loan has been repaid in full. Repeat applications are subject to the same affordability checks in the same way as new customers.

What repayment terms does QuidMarket offer?

QuidMarket offer repayment terms of 3, 4, 5, and 6 months. As a new customer, the minimum repayment period is 3 months, and the maximum is 6 months. Additional options may be available to you as a repeat customer.

What is the advertised Representative Annual Percentage Rate (APR)?

QuidMarket advertise a Representative 1307.1% APR. The interest rate you could be offered will depend on a variety of factors, including your credit score and the amount of money you apply to borrow.

Who can apply for a loan with QuidMarket?

To apply for a loan with QuidMarket, you must:

  • Be between the ages of 23 and 65;
  • Have a current UK bank account with a valid debit card;
  • Be in employment and in receipt of a monthly take-home salary of at least £1,250;
  • Be a UK resident; and
  • Have a valid mobile phone number which is able to receive text messages.

Can I get a loan from QuidMarket even if I have bad credit?

It might be possible to get approved for a loan with QuidMarket, even with a poor credit history. According to QuidMarket, each application is manually checked and individually processed by a team of trained credit analysts.
You should bear in mind that bad credit loans could come with high rates of interest, and it might not be possible to borrow the full amount of money that you’d like.

How can I apply for a loan with QuidMarket?

  1. Complete the online application. You’ll be asked to provide your personal and financial information, as well as selecting how much money you need to borrow, and how long you’d like to borrow it for.
  2. If your application is provisionally approved, you will be redirected to another screen which will include three documents: the pre-contract, loan agreement, and adequate explanations.
  3. You’ll need to carefully read through each document and ensure that all the information is correct. If you’re happy with everything, you can sign online and finalise your application. You should be aware that pre-approval does not mean that you will automatically be accepted for a loan; according to QuidMarket, ‘this simply means that your application has met the minimum criteria for your application to be reviewed’. Approval will depend on the outcome of the affordability checks, including a hard credit search.
  4. QuidMarket manually process every application they receive. In certain circumstances, your application could be reviewed in two hours.
  5. If your application is approved, your money will be sent to your bank account.

Any application received outside of business hours will be processed the next working day.

If approved, how quickly will I receive my money?

QuidMarket state that they ‘aim to process your application and provide a decision within 2 hours’. However, you should be aware that during ‘busy periods’, processing ‘may take a little longer’.

QuidMarket deposit funds using the Faster Payment System (FPS). Please bear in mind that the time it takes for the money to appear in your account will depend on your bank’s policies and procedures, such as if they accept Faster Payments.

Can I repay my QuidMarket loan early?

You’re welcome to pay your loan off early and QuidMarket do not charge any fees for this. To arrange an early repayment, please contact QuidMarket, who will provide you with an early settlement figure.

I used Little Loans to search for a loan and was matched to QuidMarket. Who should I speak to if I have a question?

We’re happy to help you with any questions relating to the eligibility check and search that you carried out on Little Loans. For any queries you have about your loan offer or the QuidMarket process, you should contact the lender directly.

How can I get in touch with QuidMarket?

QuidMarket can be reached via post, email, or telephone.

Postal address:

6 Broadway

Email address:



0115 845 6434

The QuidMarket website states that their Customer Service Team are available from Monday to Friday, between 8:30am and 4:30pm.

I’d like to find out more about QuidMarket. Can you point me in the right direction?

You can access further information about QuidMarket via their website.

Check out our 4.8 star rating on Feefo

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Straight forward

“Easy pleasant service, quick decision and easy account management.”

Laurissa Marsden

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender